California Home Buyer Closing Cost Calculator

Estimate the total cash required to buy a home in Southern California. In addition to your down payment, closing costs typically add 2% to 4% of the loan amount for lender underwriting, appraisal, title, escrow, and tax reserves.

Buyer Closing Cost Calculator

Buyer Closing Cost Calculator

Calculate total cash needed to close, lender fees, title/escrow, and tax reserves across Southern California.

Total Cash Needed to Close
$257,691
Down Payment: $240,000Total Closing Costs: $17,691 (1.47% of purchase price)
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Conforming Tier (Under $1,209,750)Conforming Tier (Under $1,209,750): $1,209,750
$960,000Loan Amount
$6,068 / moEst. Monthly Principal & Interest
6.50%Interest Rate

Total Closing Costs

Lender & Appraisal Fees$2,195
Title & Escrow Fees$3,612
Prepaids & Impound Reserves$11,884

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Ali Shariat is both a Realtor® and a licensed Loan Officer (NMLS #2035987). Request an itemized Loan Estimate tailored to your exact down payment and credit profile.

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Ali Shariat is both a Realtor® and a licensed Loan Officer (NMLS #2035987). Work with one trusted professional to coordinate your purchase offer, loan approval, and closing timeline seamlessly.

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Read California down payment assistance programs